Statement extraction for individuals and businesses: Alternative credit scoring data


Patascore has the capability to provide a holistic picture of a customer’s credit information and history through the extraction of MPESA and Bank Statements.

A customer is able to be assigned a credit score or risk level thereby indicating their level to likely default from the extraction process of MPESA or Bank Statements.

This extraction can reveal important insights about a customer’s financial behavior based on certain characteristics:

  1. Their average transaction amounts
  2. Their frequency of transacting
  3. Their spending habits and patterns- groceries, utilities like power and fuel, health, betting and gaming, and entertainment.
  4. Savings behavior- habits of savings and deposits.
  5. Income- on average how much they earn in a month.

To book a demo with us please contact us at or call 0703237660.

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Pezesha Africa Limited

We are a digital capital enabler platform connecting quality SMEs and Merchants with access to working capital and other financial services from our marketplace